Submit Your Query



Mortgage Qualifier

You will need to pass a “stress test” in order to qualify for a mortgage loan at a bank. This requires ample proof that you can afford payments at a qualifying interest rate which is typically higher than the actual rate in your mortgage contract.

Based upon whether or not you need mortgage loan insurance, the bank must use the higher interest rate of either:

  • The Bank of Canada’s conventional five-year mortgage rate
  • The interest rate you negotiate with your lender
  • The interest rate you negotiate with your lender plus 2%
Enter Loan Information:
  Amount of the loan (any currency): *
  Annual percentage rate of interest: *
  Repayment period in years: *
  Start Date of Loan:
Plese Fill Up All Required Fields.

Today’s Special Rate: 1.90 % Variable

VIEW ALL RATES

Do you want to be Mortgage-Free Faster?

GET STARTED

Our Partners

Our strategic tie-ups enable us to offer a wide range of customized mortgage services at the best rates

Industry Associations


#
#
#
#

Mortgage Resources


#
#
#
#
#
#